Story 27: Coverage tracking (full-stack)

Add end-to-end coverage tracking: backend collects vitest coverage,
records metrics with threshold/baseline tracking, and blocks acceptance
on regression. Frontend displays coverage in gate/review panels with
a "Collect Coverage" button. Includes 20 Rust tests, 17 Vitest tests,
and 14 Playwright E2E tests.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

frontend/.gitignore

@@ -10,4 +10,5 @@ lerna-debug.log*
 node_modules
 dist
 dist-ssr
+coverage
 *.local