diff --git a/server/src/chat/transport/matrix/notifications.rs b/server/src/chat/transport/matrix/notifications.rs
index 064b1920..85e20dbb 100644
--- a/server/src/chat/transport/matrix/notifications.rs
+++ b/server/src/chat/transport/matrix/notifications.rs
@@ -3,6 +3,7 @@
 //! Subscribes to [`WatcherEvent`] broadcasts and posts a notification to all
 //! configured Matrix rooms whenever a work item moves between pipeline stages.
 
+use crate::config::ProjectConfig;
 use crate::io::story_metadata::parse_front_matter;
 use crate::io::watcher::WatcherEvent;
 use crate::slog;
@@ -202,6 +203,8 @@ pub fn spawn_notification_listener(
 ) {
     tokio::spawn(async move {
         let mut rx = watcher_rx;
+        // Load initial config; re-loaded on ConfigChanged events.
+        let mut config = ProjectConfig::load(&project_root).unwrap_or_default();
         // Tracks when a rate-limit notification was last sent for each
         // "story_id:agent_name" key, to debounce repeated warnings.
         let mut rate_limit_last_notified: HashMap<String, Instant> = HashMap::new();
@@ -314,6 +317,13 @@ pub fn spawn_notification_listener(
                     ref story_id,
                     ref agent_name,
                 }) => {
+                    if !config.rate_limit_notifications {
+                        slog!(
+                            "[bot] RateLimitWarning suppressed by config for \
+                             {story_id}:{agent_name}"
+                        );
+                        continue;
+                    }
                     // Debounce: skip if we sent a notification for this agent
                     // within the last RATE_LIMIT_DEBOUNCE seconds.
                     let debounce_key = format!("{story_id}:{agent_name}");
@@ -407,7 +417,13 @@ pub fn spawn_notification_listener(
                         }
                     }
                 }
-                Ok(_) => {} // Ignore non-work-item events
+                Ok(WatcherEvent::ConfigChanged) => {
+                    // Hot-reload: pick up any changes to rate_limit_notifications.
+                    if let Ok(new_cfg) = ProjectConfig::load(&project_root) {
+                        config = new_cfg;
+                    }
+                }
+                Ok(_) => {} // Ignore other events
                 Err(broadcast::error::RecvError::Lagged(n)) => {
                     slog!(
                         "[bot] Notification listener lagged, skipped {n} events"
@@ -1009,4 +1025,159 @@ mod tests {
             "#abc_story_thing Some Story \u{2014} QA \u{2192} Merge"
         );
     }
+
+    // ── rate_limit_notifications config flag ─────────────────────────────────
+
+    /// AC1+AC2: when rate_limit_notifications = false in project.toml,
+    /// RateLimitWarning events are suppressed (no send_message call).
+    #[tokio::test]
+    async fn rate_limit_warning_suppressed_when_config_false() {
+        let tmp = tempfile::tempdir().unwrap();
+        let sk_dir = tmp.path().join(".storkit");
+        std::fs::create_dir_all(&sk_dir).unwrap();
+        std::fs::write(
+            sk_dir.join("project.toml"),
+            "rate_limit_notifications = false\n",
+        )
+        .unwrap();
+
+        let (watcher_tx, watcher_rx) = broadcast::channel::<WatcherEvent>(16);
+        let (transport, calls) = MockTransport::new();
+
+        spawn_notification_listener(
+            transport,
+            || vec!["!room1:example.org".to_string()],
+            watcher_rx,
+            tmp.path().to_path_buf(),
+        );
+
+        watcher_tx.send(WatcherEvent::RateLimitWarning {
+            story_id: "42_story_suppress".to_string(),
+            agent_name: "coder-1".to_string(),
+        }).unwrap();
+
+        tokio::time::sleep(std::time::Duration::from_millis(100)).await;
+
+        let calls = calls.lock().unwrap();
+        assert_eq!(calls.len(), 0, "RateLimitWarning should be suppressed when rate_limit_notifications = false");
+    }
+
+    /// AC3: RateLimitHardBlock is always sent regardless of rate_limit_notifications.
+    #[tokio::test]
+    async fn rate_limit_hard_block_always_sent_when_config_false() {
+        let tmp = tempfile::tempdir().unwrap();
+        let sk_dir = tmp.path().join(".storkit");
+        std::fs::create_dir_all(&sk_dir).unwrap();
+        std::fs::write(
+            sk_dir.join("project.toml"),
+            "rate_limit_notifications = false\n",
+        )
+        .unwrap();
+
+        let (watcher_tx, watcher_rx) = broadcast::channel::<WatcherEvent>(16);
+        let (transport, calls) = MockTransport::new();
+
+        spawn_notification_listener(
+            transport,
+            || vec!["!room1:example.org".to_string()],
+            watcher_rx,
+            tmp.path().to_path_buf(),
+        );
+
+        let reset_at = chrono::Utc::now() + chrono::Duration::hours(1);
+        watcher_tx.send(WatcherEvent::RateLimitHardBlock {
+            story_id: "42_story_hard_block".to_string(),
+            agent_name: "coder-1".to_string(),
+            reset_at,
+        }).unwrap();
+
+        tokio::time::sleep(std::time::Duration::from_millis(100)).await;
+
+        let calls = calls.lock().unwrap();
+        assert_eq!(calls.len(), 1, "RateLimitHardBlock should always be sent");
+    }
+
+    /// AC3: StoryBlocked is always sent regardless of rate_limit_notifications.
+    #[tokio::test]
+    async fn story_blocked_always_sent_when_config_false() {
+        let tmp = tempfile::tempdir().unwrap();
+        let sk_dir = tmp.path().join(".storkit");
+        std::fs::create_dir_all(&sk_dir).unwrap();
+        std::fs::write(
+            sk_dir.join("project.toml"),
+            "rate_limit_notifications = false\n",
+        )
+        .unwrap();
+
+        let (watcher_tx, watcher_rx) = broadcast::channel::<WatcherEvent>(16);
+        let (transport, calls) = MockTransport::new();
+
+        spawn_notification_listener(
+            transport,
+            || vec!["!room1:example.org".to_string()],
+            watcher_rx,
+            tmp.path().to_path_buf(),
+        );
+
+        watcher_tx.send(WatcherEvent::StoryBlocked {
+            story_id: "42_story_blocked".to_string(),
+            reason: "retry limit exceeded".to_string(),
+        }).unwrap();
+
+        tokio::time::sleep(std::time::Duration::from_millis(100)).await;
+
+        let calls = calls.lock().unwrap();
+        assert_eq!(calls.len(), 1, "StoryBlocked should always be sent");
+    }
+
+    /// AC5: Config is hot-reloaded — disabling rate_limit_notifications after
+    /// startup suppresses subsequent RateLimitWarning events.
+    #[tokio::test]
+    async fn rate_limit_warning_suppressed_after_hot_reload() {
+        let tmp = tempfile::tempdir().unwrap();
+        let sk_dir = tmp.path().join(".storkit");
+        std::fs::create_dir_all(&sk_dir).unwrap();
+        // Start with notifications enabled.
+        std::fs::write(
+            sk_dir.join("project.toml"),
+            "rate_limit_notifications = true\n",
+        )
+        .unwrap();
+
+        let (watcher_tx, watcher_rx) = broadcast::channel::<WatcherEvent>(16);
+        let (transport, calls) = MockTransport::new();
+
+        spawn_notification_listener(
+            transport,
+            || vec!["!room1:example.org".to_string()],
+            watcher_rx,
+            tmp.path().to_path_buf(),
+        );
+
+        // First warning is sent.
+        watcher_tx.send(WatcherEvent::RateLimitWarning {
+            story_id: "42_story_reload".to_string(),
+            agent_name: "coder-1".to_string(),
+        }).unwrap();
+        tokio::time::sleep(std::time::Duration::from_millis(100)).await;
+
+        // Disable notifications and trigger hot-reload.
+        std::fs::write(
+            sk_dir.join("project.toml"),
+            "rate_limit_notifications = false\n",
+        )
+        .unwrap();
+        watcher_tx.send(WatcherEvent::ConfigChanged).unwrap();
+        tokio::time::sleep(std::time::Duration::from_millis(100)).await;
+
+        // Second warning (different agent to bypass debounce) should be suppressed.
+        watcher_tx.send(WatcherEvent::RateLimitWarning {
+            story_id: "42_story_reload".to_string(),
+            agent_name: "coder-2".to_string(),
+        }).unwrap();
+        tokio::time::sleep(std::time::Duration::from_millis(100)).await;
+
+        let calls = calls.lock().unwrap();
+        assert_eq!(calls.len(), 1, "Only the first warning should be sent; second should be suppressed after hot-reload");
+    }
 }
diff --git a/server/src/chat/util.rs b/server/src/chat/util.rs
index cfe1bdf5..1f9dff5b 100644
--- a/server/src/chat/util.rs
+++ b/server/src/chat/util.rs
@@ -55,19 +55,18 @@ pub fn strip_bot_mention<'a>(message: &'a str, bot_name: &str, bot_user_id: &str
 
     // Try Element Markdown mention pill format:
     // "[DisplayName](https://matrix.to/#/@user:server) rest"
-    if trimmed.starts_with('[') {
-        if let Some(after_label) = trimmed.find("](https://matrix.to/#/") {
-            let url_start = after_label + 2; // skip "]("
-            let url_content = &trimmed[url_start..]; // "https://matrix.to/#/@user:server) rest"
-            if let Some(close_paren) = url_content.find(')') {
-                let url = &url_content[..close_paren]; // "https://matrix.to/#/@user:server"
-                let matrix_prefix = "https://matrix.to/#/";
-                if url.starts_with(matrix_prefix) {
-                    let mentioned_id = &url[matrix_prefix.len()..];
-                    if mentioned_id.eq_ignore_ascii_case(bot_user_id) {
-                        let rest = &url_content[close_paren + 1..];
-                        return strip_mention_separator(rest);
-                    }
+    if trimmed.starts_with('[')
+        && let Some(after_label) = trimmed.find("](https://matrix.to/#/")
+    {
+        let url_start = after_label + 2; // skip "]("
+        let url_content = &trimmed[url_start..]; // "https://matrix.to/#/@user:server) rest"
+        if let Some(close_paren) = url_content.find(')') {
+            let url = &url_content[..close_paren]; // "https://matrix.to/#/@user:server"
+            let matrix_prefix = "https://matrix.to/#/";
+            if let Some(mentioned_id) = url.strip_prefix(matrix_prefix) {
+                if mentioned_id.eq_ignore_ascii_case(bot_user_id) {
+                    let rest = &url_content[close_paren + 1..];
+                    return strip_mention_separator(rest);
                 }
             }
         }
diff --git a/server/src/config.rs b/server/src/config.rs
index ace5eeca..c6d73801 100644
--- a/server/src/config.rs
+++ b/server/src/config.rs
@@ -36,6 +36,12 @@ pub struct ProjectConfig {
     /// When not set, the system falls back to `detect_base_branch` (reads current HEAD).
     #[serde(default)]
     pub base_branch: Option<String>,
+    /// Whether to send `RateLimitWarning` chat notifications.
+    /// Set to `false` to suppress noisy soft rate-limit warnings while still
+    /// receiving `RateLimitHardBlock` and `StoryBlocked` notifications.
+    /// Default: `true`.
+    #[serde(default = "default_rate_limit_notifications")]
+    pub rate_limit_notifications: bool,
 }
 
 /// Configuration for the filesystem watcher's sweep behaviour.
@@ -79,6 +85,10 @@ fn default_max_retries() -> u32 {
     2
 }
 
+fn default_rate_limit_notifications() -> bool {
+    true
+}
+
 #[derive(Debug, Clone, Deserialize)]
 #[allow(dead_code)]
 pub struct ComponentConfig {
@@ -172,6 +182,8 @@ struct LegacyProjectConfig {
     max_retries: u32,
     #[serde(default)]
     base_branch: Option<String>,
+    #[serde(default = "default_rate_limit_notifications")]
+    rate_limit_notifications: bool,
 }
 
 impl Default for ProjectConfig {
@@ -199,6 +211,7 @@ impl Default for ProjectConfig {
             max_coders: None,
             max_retries: default_max_retries(),
             base_branch: None,
+            rate_limit_notifications: default_rate_limit_notifications(),
         }
     }
 }
@@ -245,6 +258,7 @@ impl ProjectConfig {
                             max_coders: legacy.max_coders,
                             max_retries: legacy.max_retries,
                             base_branch: legacy.base_branch,
+                            rate_limit_notifications: legacy.rate_limit_notifications,
                         };
                         validate_agents(&config.agent)?;
                         return Ok(config);
@@ -270,6 +284,7 @@ impl ProjectConfig {
                         max_coders: legacy.max_coders,
                         max_retries: legacy.max_retries,
                         base_branch: legacy.base_branch,
+                        rate_limit_notifications: legacy.rate_limit_notifications,
                     };
                     validate_agents(&config.agent)?;
                     Ok(config)
@@ -283,6 +298,7 @@ impl ProjectConfig {
                         max_coders: legacy.max_coders,
                         max_retries: legacy.max_retries,
                         base_branch: legacy.base_branch,
+                        rate_limit_notifications: legacy.rate_limit_notifications,
                     })
                 }
             }
@@ -946,6 +962,28 @@ prompt = "git difftool {{base_branch}}...HEAD"
         );
     }
 
+    #[test]
+    fn rate_limit_notifications_defaults_to_true() {
+        let toml_str = r#"
+[[agent]]
+name = "coder"
+"#;
+        let config = ProjectConfig::parse(toml_str).unwrap();
+        assert!(config.rate_limit_notifications, "rate_limit_notifications should default to true");
+    }
+
+    #[test]
+    fn rate_limit_notifications_can_be_disabled() {
+        let toml_str = r#"
+rate_limit_notifications = false
+
+[[agent]]
+name = "coder"
+"#;
+        let config = ProjectConfig::parse(toml_str).unwrap();
+        assert!(!config.rate_limit_notifications);
+    }
+
     #[test]
     fn project_toml_has_three_sonnet_coders() {
         let manifest_dir = std::path::Path::new(env!("CARGO_MANIFEST_DIR"));
diff --git a/server/src/worktree.rs b/server/src/worktree.rs
index cea3d1a7..d1399d0d 100644
--- a/server/src/worktree.rs
+++ b/server/src/worktree.rs
@@ -526,6 +526,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         // Should complete without panic
         run_setup_commands(tmp.path(), &config).await;
@@ -548,6 +549,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         // Should complete without panic
         run_setup_commands(tmp.path(), &config).await;
@@ -570,6 +572,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         // Setup command failures are non-fatal — should not panic or propagate
         run_setup_commands(tmp.path(), &config).await;
@@ -592,6 +595,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         // Teardown failures are best-effort — should not propagate
         assert!(run_teardown_commands(tmp.path(), &config).await.is_ok());
@@ -613,6 +617,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         let info = create_worktree(&project_root, "42_fresh_test", &config, 3001)
             .await
@@ -641,6 +646,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         // First creation
         let _info1 = create_worktree(&project_root, "43_reuse_test", &config, 3001)
@@ -710,6 +716,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
 
         let result = remove_worktree_by_story_id(tmp.path(), "99_nonexistent", &config).await;
@@ -737,6 +744,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         create_worktree(&project_root, "88_remove_by_id", &config, 3001)
             .await
@@ -811,6 +819,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         // Even though setup commands fail, create_worktree must succeed
         // so the agent can start and fix the problem itself.
@@ -841,6 +850,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         // First creation — no setup commands, should succeed
         create_worktree(&project_root, "173_reuse_fail", &empty_config, 3001)
@@ -861,6 +871,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         // Second call — worktree exists, setup commands fail, must still succeed
         let result = create_worktree(&project_root, "173_reuse_fail", &failing_config, 3002).await;
@@ -887,6 +898,7 @@ mod tests {
             max_coders: None,
             max_retries: 2,
             base_branch: None,
+            rate_limit_notifications: true,
         };
         let info = create_worktree(&project_root, "77_remove_async", &config, 3001)
             .await